_id
69172c643c536f8df2316e9b
Ticker
WCCB
Name
West Coast Community Bancorp
Exchange
OTCQX
Address
75 River Street, Santa Cruz, CA, United States, 95060
Country
USA
Sector
Financial Services
Industry
Banks - Regional
Currency
USD
Website
https://www.sccountybank.com
Description
West Coast Community Bancorp operates as the bank holding company for Santa Cruz County Bank that provides a range of commercial and personal banking services to residents and businesses in the United States. The company offers personal and business checking, savings, money market, health savings, and individual retirement accounts, as well as certificate of deposits; and retirement plans. It also provides business, real estate commercial property and construction, asset-based/innovation; agricultural, and wine industry lending products; small business administration, 504 loan program, business and industry loans, and farm services agency loans; and lines of credit. In addition, the company offers merchant services, treasury management, remote deposit, debit and credit cards, and online and mobile banking services. West Coast Community Bancorp was founded in 2004 and is headquartered in Santa Cruz, California.
Last Close
43.9
Volume
3001
Current Price
43.9
Change
0
Last Updated
2026-01-08T12:39:32.375Z
Image
https://logo.clearbit.com/www.sccountybank.com
Ipo Date
-
Market Cap
-
Next Dividend Date
-
Dividend Frequency
-
Dividend Rate
-
Dividend Yield
0
Sentiment
0.999
Sentiment Sources
1
Rating
4
Strong Buy
0
Buy
1
Hold
0
Sell
0
Strong Sell
0
Current Quarter
2025-06-30
Revenue
42201000
Cost Of Revenue
8615000
Gross Profit
33586000
Operating Expenses
15448000
Operating Income
18138000
Interest Expense
7995000
Pretax Income
18138000
Net Income
12918000
Eps
1.2199999527790697
Dividends Per Share
-
Shares Outstanding
0
Income Tax Expense
5220000
EBITDA
19205000
Operating Margin
42.980024170043365
Total Other Income Expense Net
-
Cash
40397000
Short Term Investments
359043000
Receivables
-
Inventories
-
Total Current Assets
399440000
Property Plant Equipment
9599000
Total Assets
2650436000
Payables
18354000
Short Term Debt
4100000
Long Term Debt
11003000
Total Liabilities
2293514000
Equity
356922000
Bs_currency_symbol
USD
Depreciation
1067000
Change In Working Capital
-
Cash From Operations
-
Capital Expenditures
0
Cash From Investing
-
Cash From Financing
-
Net Change In Cash
-
Cf_currency_symbol
USD
PE
-
PB
1.3023468643008835
ROE
3.619278161615143
ROA
0.48739150841597384
FCF
-
Fcf Percent
-
Piotroski FScore
2
Health Score
42
Deep Value Investing Score
5
Defensive Investing Score
5.5
Dividend Investing Score
1.5
Economic Moat Investing Score
6.3
Garp Investing Score
3.5
Growth Investing Score
2
Momentum Investing Score
6.5
Net Net Investing Score
0.5
Quality Investing Score
4
Value Investing Score
6
Quarters > 0 > quarter
2025-06-30
Quarters > 0 > income Statement > revenue
42201000
Quarters > 0 > income Statement > cost Of Revenue
8615000
Quarters > 0 > income Statement > gross Profit
33586000
Quarters > 0 > income Statement > operating Expenses
15448000
Quarters > 0 > income Statement > operating Income
18138000
Quarters > 0 > income Statement > interest Expense
7995000
Quarters > 0 > income Statement > pretax Income
18138000
Quarters > 0 > income Statement > net Income
12918000
Quarters > 0 > income Statement > eps
1.2199999527790697
Quarters > 0 > income Statement > dividends Per Share
-
Quarters > 0 > income Statement > shares Outstanding
10588525
Quarters > 0 > income Statement > income Tax Expense
5220000
Quarters > 0 > income Statement > EBITDA
19205000
Quarters > 0 > income Statement > operating Margin
42.980024170043365
Quarters > 0 > income Statement > total Other Income Expense Net
-
Quarters > 0 > income Statement > currency_symbol
USD
Quarters > 0 > balance Sheet > cash
40397000
Quarters > 0 > balance Sheet > short Term Investments
359043000
Quarters > 0 > balance Sheet > receivables
-
Quarters > 0 > balance Sheet > inventories
-
Quarters > 0 > balance Sheet > total Current Assets
399440000
Quarters > 0 > balance Sheet > property Plant Equipment
9599000
Quarters > 0 > balance Sheet > total Assets
2650436000
Quarters > 0 > balance Sheet > payables
18354000
Quarters > 0 > balance Sheet > short Term Debt
4100000
Quarters > 0 > balance Sheet > long Term Debt
11003000
Quarters > 0 > balance Sheet > total Liabilities
2293514000
Quarters > 0 > balance Sheet > equity
356922000
Quarters > 0 > balance Sheet > currency_symbol
USD
Quarters > 0 > cash Flow > net Income
12918000
Quarters > 0 > cash Flow > depreciation
1067000
Quarters > 0 > cash Flow > change In Working Capital
-
Quarters > 0 > cash Flow > cash From Operations
-
Quarters > 0 > cash Flow > capital Expenditures
0
Quarters > 0 > cash Flow > cash From Investing
-
Quarters > 0 > cash Flow > cash From Financing
-
Quarters > 0 > cash Flow > net Change In Cash
-
Quarters > 0 > cash Flow > currency_symbol
USD
Quarters > 0 > ratios > PE
1.2199999527790697
Quarters > 0 > ratios > PB
1.3023468643008835
Quarters > 0 > ratios > ROE
3.619278161615143
Quarters > 0 > ratios > ROA
0.48739150841597384
Quarters > 0 > ratios > FCF
-
Quarters > 0 > ratios > Piotroski FScore
2
Quarters > 0 > ratios > fcf Percent
-
Quarters > 0 > health Score
42
Quarters > 1 > quarter
2025-03-31
Quarters > 1 > income Statement > revenue
40811000
Quarters > 1 > income Statement > cost Of Revenue
8849000
Quarters > 1 > income Statement > gross Profit
31962000
Quarters > 1 > income Statement > operating Expenses
11898000
Quarters > 1 > income Statement > operating Income
16948000
Quarters > 1 > income Statement > interest Expense
7467000
Quarters > 1 > income Statement > pretax Income
16465000
Quarters > 1 > income Statement > net Income
11678000
Quarters > 1 > income Statement > eps
1.1099999705343389
Quarters > 1 > income Statement > dividends Per Share
-
Quarters > 1 > income Statement > shares Outstanding
10520721
Quarters > 1 > income Statement > income Tax Expense
4787000
Quarters > 1 > income Statement > EBITDA
16465000
Quarters > 1 > income Statement > operating Margin
41.52801940653255
Quarters > 1 > income Statement > total Other Income Expense Net
-483000
Quarters > 1 > income Statement > currency_symbol
USD
Quarters > 1 > balance Sheet > cash
45350000
Quarters > 1 > balance Sheet > short Term Investments
364666000
Quarters > 1 > balance Sheet > receivables
-
Quarters > 1 > balance Sheet > inventories
-
Quarters > 1 > balance Sheet > total Current Assets
410016000
Quarters > 1 > balance Sheet > property Plant Equipment
9418000
Quarters > 1 > balance Sheet > total Assets
2658258000
Quarters > 1 > balance Sheet > payables
-
Quarters > 1 > balance Sheet > short Term Debt
20000000
Quarters > 1 > balance Sheet > long Term Debt
11696000
Quarters > 1 > balance Sheet > total Liabilities
2312573000
Quarters > 1 > balance Sheet > equity
345685000
Quarters > 1 > balance Sheet > currency_symbol
USD
Quarters > 1 > cash Flow > net Income
12298000
Quarters > 1 > cash Flow > depreciation
-
Quarters > 1 > cash Flow > change In Working Capital
-
Quarters > 1 > cash Flow > cash From Operations
-
Quarters > 1 > cash Flow > capital Expenditures
0
Quarters > 1 > cash Flow > cash From Investing
-
Quarters > 1 > cash Flow > cash From Financing
-
Quarters > 1 > cash Flow > net Change In Cash
-
Quarters > 1 > cash Flow > currency_symbol
USD
Quarters > 1 > ratios > PE
1.1099999705343389
Quarters > 1 > ratios > PB
1.336070850340628
Quarters > 1 > ratios > ROE
3.3782200558311755
Quarters > 1 > ratios > ROA
0.43931025506177357
Quarters > 1 > ratios > FCF
-
Quarters > 1 > ratios > Piotroski FScore
2
Quarters > 1 > ratios > fcf Percent
-
Quarters > 1 > health Score
42
Quarters > 2 > quarter
2024-12-31
Quarters > 2 > income Statement > revenue
43050000
Quarters > 2 > income Statement > cost Of Revenue
-
Quarters > 2 > income Statement > gross Profit
27048000
Quarters > 2 > income Statement > operating Expenses
34558000
Quarters > 2 > income Statement > operating Income
-7510000
Quarters > 2 > income Statement > interest Expense
-
Quarters > 2 > income Statement > pretax Income
5489000
Quarters > 2 > income Statement > net Income
3840000
Quarters > 2 > income Statement > eps
0.3600000225000014
Quarters > 2 > income Statement > dividends Per Share
-
Quarters > 2 > income Statement > shares Outstanding
10666666
Quarters > 2 > income Statement > income Tax Expense
1649000
Quarters > 2 > income Statement > EBITDA
5489000
Quarters > 2 > income Statement > operating Margin
-17.444831591173056
Quarters > 2 > income Statement > total Other Income Expense Net
12999000
Quarters > 2 > income Statement > currency_symbol
USD
Quarters > 2 > balance Sheet > cash
84758000
Quarters > 2 > balance Sheet > short Term Investments
-
Quarters > 2 > balance Sheet > receivables
-
Quarters > 2 > balance Sheet > inventories
-
Quarters > 2 > balance Sheet > total Current Assets
95706000
Quarters > 2 > balance Sheet > property Plant Equipment
16184000
Quarters > 2 > balance Sheet > total Assets
2695506000
Quarters > 2 > balance Sheet > payables
-
Quarters > 2 > balance Sheet > short Term Debt
1511000
Quarters > 2 > balance Sheet > long Term Debt
-
Quarters > 2 > balance Sheet > total Liabilities
2362525000
Quarters > 2 > balance Sheet > equity
332981000
Quarters > 2 > balance Sheet > currency_symbol
USD
Quarters > 2 > cash Flow > net Income
3841000
Quarters > 2 > cash Flow > depreciation
-
Quarters > 2 > cash Flow > change In Working Capital
-
Quarters > 2 > cash Flow > cash From Operations
-
Quarters > 2 > cash Flow > capital Expenditures
0
Quarters > 2 > cash Flow > cash From Investing
-
Quarters > 2 > cash Flow > cash From Financing
-
Quarters > 2 > cash Flow > net Change In Cash
-
Quarters > 2 > cash Flow > currency_symbol
USD
Quarters > 2 > ratios > PE
0.3600000225000014
Quarters > 2 > ratios > PB
1.4062863568792214
Quarters > 2 > ratios > ROE
1.1532189524327214
Quarters > 2 > ratios > ROA
0.14245933787570866
Quarters > 2 > ratios > FCF
-
Quarters > 2 > ratios > Piotroski FScore
2
Quarters > 2 > ratios > fcf Percent
-
Quarters > 2 > health Score
40
Quarters > 3 > quarter
2024-09-30
Quarters > 3 > income Statement > revenue
27129000
Quarters > 3 > income Statement > cost Of Revenue
5647000
Quarters > 3 > income Statement > gross Profit
21482000
Quarters > 3 > income Statement > operating Expenses
9876000
Quarters > 3 > income Statement > operating Income
11606000
Quarters > 3 > income Statement > interest Expense
5547000
Quarters > 3 > income Statement > pretax Income
11606000
Quarters > 3 > income Statement > net Income
8199000
Quarters > 3 > income Statement > eps
0.96
Quarters > 3 > income Statement > dividends Per Share
-
Quarters > 3 > income Statement > shares Outstanding
8540625
Quarters > 3 > income Statement > income Tax Expense
3407000
Quarters > 3 > income Statement > EBITDA
11606000
Quarters > 3 > income Statement > operating Margin
42.78078808654945
Quarters > 3 > income Statement > total Other Income Expense Net
-9876000
Quarters > 3 > income Statement > currency_symbol
USD
Quarters > 3 > balance Sheet > cash
134446000
Quarters > 3 > balance Sheet > short Term Investments
198531000
Quarters > 3 > balance Sheet > receivables
-
Quarters > 3 > balance Sheet > inventories
-
Quarters > 3 > balance Sheet > total Current Assets
467423000
Quarters > 3 > balance Sheet > property Plant Equipment
-
Quarters > 3 > balance Sheet > total Assets
1800792000
Quarters > 3 > balance Sheet > payables
-
Quarters > 3 > balance Sheet > short Term Debt
-
Quarters > 3 > balance Sheet > long Term Debt
-
Quarters > 3 > balance Sheet > total Liabilities
1544111000
Quarters > 3 > balance Sheet > equity
256681000
Quarters > 3 > balance Sheet > currency_symbol
USD
Quarters > 3 > cash Flow > net Income
8199000
Quarters > 3 > cash Flow > depreciation
-
Quarters > 3 > cash Flow > change In Working Capital
-
Quarters > 3 > cash Flow > cash From Operations
-
Quarters > 3 > cash Flow > capital Expenditures
0
Quarters > 3 > cash Flow > cash From Investing
-
Quarters > 3 > cash Flow > cash From Financing
-
Quarters > 3 > cash Flow > net Change In Cash
-
Quarters > 3 > cash Flow > currency_symbol
USD
Quarters > 3 > ratios > PE
0.96
Quarters > 3 > ratios > PB
1.4606980551735422
Quarters > 3 > ratios > ROE
3.194237204935309
Quarters > 3 > ratios > ROA
0.45529966814601575
Quarters > 3 > ratios > FCF
-
Quarters > 3 > ratios > Piotroski FScore
2
Quarters > 3 > ratios > fcf Percent
-
Quarters > 3 > health Score
42
Annuals > 0 > quarter
2024-12-31
Annuals > 0 > income Statement > revenue
124197000
Annuals > 0 > income Statement > cost Of Revenue
124197000
Annuals > 0 > income Statement > gross Profit
92142000
Annuals > 0 > income Statement > operating Expenses
34558000
Annuals > 0 > income Statement > operating Income
49494000
Annuals > 0 > income Statement > interest Expense
-
Annuals > 0 > income Statement > pretax Income
41937000
Annuals > 0 > income Statement > net Income
29579000
Annuals > 0 > income Statement > eps
3.280743900000255
Annuals > 0 > income Statement > dividends Per Share
6170000
Annuals > 0 > income Statement > shares Outstanding
9015943
Annuals > 0 > income Statement > income Tax Expense
12358000
Annuals > 0 > income Statement > EBITDA
49494000
Annuals > 0 > income Statement > operating Margin
39.851204135365585
Annuals > 0 > income Statement > total Other Income Expense Net
-7557000
Annuals > 0 > income Statement > currency_symbol
USD
Annuals > 0 > balance Sheet > cash
84758000
Annuals > 0 > balance Sheet > short Term Investments
-
Annuals > 0 > balance Sheet > receivables
-
Annuals > 0 > balance Sheet > inventories
-
Annuals > 0 > balance Sheet > total Current Assets
95706000
Annuals > 0 > balance Sheet > property Plant Equipment
16184000
Annuals > 0 > balance Sheet > total Assets
2695506000
Annuals > 0 > balance Sheet > payables
-
Annuals > 0 > balance Sheet > short Term Debt
1511000
Annuals > 0 > balance Sheet > long Term Debt
-
Annuals > 0 > balance Sheet > total Liabilities
2362525000
Annuals > 0 > balance Sheet > equity
332981000
Annuals > 0 > balance Sheet > currency_symbol
USD
Annuals > 0 > cash Flow > net Income
29579000
Annuals > 0 > cash Flow > depreciation
-
Annuals > 0 > cash Flow > change In Working Capital
8037000
Annuals > 0 > cash Flow > cash From Operations
23382000
Annuals > 0 > cash Flow > capital Expenditures
942000
Annuals > 0 > cash Flow > cash From Investing
163460000
Annuals > 0 > cash Flow > cash From Financing
-136022000
Annuals > 0 > cash Flow > net Change In Cash
50820000
Annuals > 0 > cash Flow > currency_symbol
USD
Annuals > 0 > ratios > PE
3.280743900000255
Annuals > 0 > ratios > PB
1.1886561026004487
Annuals > 0 > ratios > ROE
8.883089425522778
Annuals > 0 > ratios > ROA
1.0973449882879132
Annuals > 0 > ratios > FCF
22440000
Annuals > 0 > ratios > Piotroski FScore
3
Annuals > 0 > ratios > fcf Percent
0.18068069277035678
Annuals > 0 > health Score
56
Annuals > 1 > quarter
2023-12-31
Annuals > 1 > income Statement > revenue
84923000
Annuals > 1 > income Statement > cost Of Revenue
13562000
Annuals > 1 > income Statement > gross Profit
84923000
Annuals > 1 > income Statement > operating Expenses
35153000
Annuals > 1 > income Statement > operating Income
49770000
Annuals > 1 > income Statement > interest Expense
12149000
Annuals > 1 > income Statement > pretax Income
49770000
Annuals > 1 > income Statement > net Income
35150000
Annuals > 1 > income Statement > eps
4.1687119842227
Annuals > 1 > income Statement > dividends Per Share
3863000
Annuals > 1 > income Statement > shares Outstanding
8431861
Annuals > 1 > income Statement > income Tax Expense
14620000
Annuals > 1 > income Statement > EBITDA
51496000
Annuals > 1 > income Statement > operating Margin
58.60603134604288
Annuals > 1 > income Statement > total Other Income Expense Net
-6784000
Annuals > 1 > income Statement > currency_symbol
USD
Annuals > 1 > balance Sheet > cash
44395000
Annuals > 1 > balance Sheet > short Term Investments
262566000
Annuals > 1 > balance Sheet > receivables
27047000
Annuals > 1 > balance Sheet > inventories
17348000
Annuals > 1 > balance Sheet > total Current Assets
86473000
Annuals > 1 > balance Sheet > property Plant Equipment
15222000
Annuals > 1 > balance Sheet > total Assets
1794362000
Annuals > 1 > balance Sheet > payables
16736000
Annuals > 1 > balance Sheet > short Term Debt
803000
Annuals > 1 > balance Sheet > long Term Debt
-
Annuals > 1 > balance Sheet > total Liabilities
1564326000
Annuals > 1 > balance Sheet > equity
230036000
Annuals > 1 > balance Sheet > currency_symbol
USD
Annuals > 1 > cash Flow > net Income
35150000
Annuals > 1 > cash Flow > depreciation
1726000
Annuals > 1 > cash Flow > change In Working Capital
-116000
Annuals > 1 > cash Flow > cash From Operations
24111000
Annuals > 1 > cash Flow > capital Expenditures
1272000
Annuals > 1 > cash Flow > cash From Investing
-43055000
Annuals > 1 > cash Flow > cash From Financing
10189000
Annuals > 1 > cash Flow > net Change In Cash
-8755000
Annuals > 1 > cash Flow > currency_symbol
USD
Annuals > 1 > ratios > PE
4.1687119842227
Annuals > 1 > ratios > PB
1.609133778625954
Annuals > 1 > ratios > ROE
15.280217009511555
Annuals > 1 > ratios > ROA
1.9589135302686973
Annuals > 1 > ratios > FCF
22839000
Annuals > 1 > ratios > Piotroski FScore
3
Annuals > 1 > ratios > fcf Percent
0.26893774360302863
Annuals > 1 > health Score
64
Annuals > 2 > quarter
2022-12-31
Annuals > 2 > income Statement > revenue
76605000
Annuals > 2 > income Statement > cost Of Revenue
3463000
Annuals > 2 > income Statement > gross Profit
73142000
Annuals > 2 > income Statement > operating Expenses
29383000
Annuals > 2 > income Statement > operating Income
43759000
Annuals > 2 > income Statement > interest Expense
1852000
Annuals > 2 > income Statement > pretax Income
43759000
Annuals > 2 > income Statement > net Income
30944000
Annuals > 2 > income Statement > eps
3.6238049225614297
Annuals > 2 > income Statement > dividends Per Share
4037000
Annuals > 2 > income Statement > shares Outstanding
8539091
Annuals > 2 > income Statement > income Tax Expense
12815000
Annuals > 2 > income Statement > EBITDA
45167000
Annuals > 2 > income Statement > operating Margin
57.12290320475165
Annuals > 2 > income Statement > total Other Income Expense Net
-
Annuals > 2 > income Statement > currency_symbol
USD
Annuals > 2 > balance Sheet > cash
77382000
Annuals > 2 > balance Sheet > short Term Investments
320730000
Annuals > 2 > balance Sheet > receivables
28182000
Annuals > 2 > balance Sheet > inventories
-
Annuals > 2 > balance Sheet > total Current Assets
426294000
Annuals > 2 > balance Sheet > property Plant Equipment
15026000
Annuals > 2 > balance Sheet > total Assets
1744487000
Annuals > 2 > balance Sheet > payables
16029000
Annuals > 2 > balance Sheet > short Term Debt
812000
Annuals > 2 > balance Sheet > long Term Debt
-
Annuals > 2 > balance Sheet > total Liabilities
1546811000
Annuals > 2 > balance Sheet > equity
197676000
Annuals > 2 > balance Sheet > currency_symbol
USD
Annuals > 2 > cash Flow > net Income
30944000
Annuals > 2 > cash Flow > depreciation
1408000
Annuals > 2 > cash Flow > change In Working Capital
-8381000
Annuals > 2 > cash Flow > cash From Operations
10013000
Annuals > 2 > cash Flow > capital Expenditures
3744000
Annuals > 2 > cash Flow > cash From Investing
-135368000
Annuals > 2 > cash Flow > cash From Financing
28626000
Annuals > 2 > cash Flow > net Change In Cash
-96729000
Annuals > 2 > cash Flow > currency_symbol
USD
Annuals > 2 > ratios > PE
3.6238049225614297
Annuals > 2 > ratios > PB
1.8963662503288208
Annuals > 2 > ratios > ROE
15.65389829822538
Annuals > 2 > ratios > ROA
1.7738166005249683
Annuals > 2 > ratios > FCF
6269000
Annuals > 2 > ratios > Piotroski FScore
3
Annuals > 2 > ratios > fcf Percent
0.08183538933489981
Annuals > 2 > health Score
52
Annuals > 3 > quarter
2021-12-31
Annuals > 3 > income Statement > revenue
68127000
Annuals > 3 > income Statement > cost Of Revenue
8674000
Annuals > 3 > income Statement > gross Profit
59453000
Annuals > 3 > income Statement > operating Expenses
29388000
Annuals > 3 > income Statement > operating Income
30065000
Annuals > 3 > income Statement > interest Expense
1816000
Annuals > 3 > income Statement > pretax Income
30065000
Annuals > 3 > income Statement > net Income
21274000
Annuals > 3 > income Statement > eps
2.4846740088779735
Annuals > 3 > income Statement > dividends Per Share
1890000
Annuals > 3 > income Statement > shares Outstanding
8562089
Annuals > 3 > income Statement > income Tax Expense
8791000
Annuals > 3 > income Statement > EBITDA
31639000
Annuals > 3 > income Statement > operating Margin
44.13081450819792
Annuals > 3 > income Statement > total Other Income Expense Net
-
Annuals > 3 > income Statement > currency_symbol
USD
Annuals > 3 > balance Sheet > cash
154437000
Annuals > 3 > balance Sheet > short Term Investments
275657000
Annuals > 3 > balance Sheet > receivables
18699000
Annuals > 3 > balance Sheet > inventories
-
Annuals > 3 > balance Sheet > total Current Assets
448793000
Annuals > 3 > balance Sheet > property Plant Equipment
17138000
Annuals > 3 > balance Sheet > total Assets
1701249000
Annuals > 3 > balance Sheet > payables
18823000
Annuals > 3 > balance Sheet > short Term Debt
764000
Annuals > 3 > balance Sheet > long Term Debt
-
Annuals > 3 > balance Sheet > total Liabilities
1515159000
Annuals > 3 > balance Sheet > equity
186090000
Annuals > 3 > balance Sheet > currency_symbol
USD
Annuals > 3 > cash Flow > net Income
21274000
Annuals > 3 > cash Flow > depreciation
1574000
Annuals > 3 > cash Flow > change In Working Capital
10903000
Annuals > 3 > cash Flow > cash From Operations
-14836000
Annuals > 3 > cash Flow > capital Expenditures
3001000
Annuals > 3 > cash Flow > cash From Investing
-117773000
Annuals > 3 > cash Flow > cash From Financing
259501000
Annuals > 3 > cash Flow > net Change In Cash
126892000
Annuals > 3 > cash Flow > currency_symbol
USD
Annuals > 3 > ratios > PE
2.4846740088779735
Annuals > 3 > ratios > PB
2.0198597834381213
Annuals > 3 > ratios > ROE
11.432102745983126
Annuals > 3 > ratios > ROA
1.2504930201281528
Annuals > 3 > ratios > FCF
-17837000
Annuals > 3 > ratios > Piotroski FScore
2
Annuals > 3 > ratios > fcf Percent
-0.26181983648186474
Annuals > 3 > health Score
41
Valuation > metrics > PE
1.2199999527790697
Valuation > metrics > PB
1.3023468643008835
Valuation > final Score
100
Valuation > verdict
43.9% Undervalued
Profitability > metrics > ROE
3.619278161615143
Profitability > metrics > ROA
3.2340276386941715
Profitability > metrics > Net Margin
0.30610649036752685
Profitability > final Score
47
Profitability > verdict
Weak
Risk > metrics > Debt Equity
6.425812922711405
Risk > metrics > Interest Coverage
2.2686679174484055
Risk > final Score
15
Risk > verdict
High
Liquidity > metrics > Current Ratio
17.789258038656808
Liquidity > metrics > Quick Ratio
17.789258038656808
Liquidity > final Score
100
Liquidity > verdict
Great
Prev Valuations > 0
100
Prev Valuations > 1
100
Prev Valuations > 2
100
Prev Profitabilities > 0
45
Prev Profitabilities > 1
28
Prev Profitabilities > 2
42
Prev Risks > 0
15
Prev Risks > 1
26
Prev Risks > 2
14
Prev Liquidities > 0
100
Prev Liquidities > 1
100
Prev Liquidities > 2
50
Updated At
2026-01-20T22:48:30.176Z
Earnings History > 0 > period
2025-09-30
Earnings History > 0 > report Date
2025-10-21
Earnings History > 0 > date
2025-09-30
Earnings History > 0 > before After Market
BeforeMarket
Earnings History > 0 > currency
-
Earnings History > 0 > eps Actual
1.15
Earnings History > 0 > eps Estimate
1.22
Earnings History > 0 > eps Difference
-0.07
Earnings History > 0 > surprise Percent
-5.7377
Earnings History > 1 > period
2025-06-30
Earnings History > 1 > report Date
2025-07-22
Earnings History > 1 > date
2025-06-30
Earnings History > 1 > before After Market
-
Earnings History > 1 > currency
-
Earnings History > 1 > eps Actual
1.22
Earnings History > 1 > eps Estimate
0
Earnings History > 1 > eps Difference
1.22
Earnings History > 1 > surprise Percent
-
West Coast Community Bancorp operates as the bank holding company for Santa Cruz County Bank that provides a range of commercial and personal banking services to residents and businesses in the United States. The company offers personal and business checking, savings, money market, health savings, and individual retirement accounts, as well as certificate of deposits; and retirement plans. It also provides business, real estate commercial property and construction, asset-based/innovation; agricultural, and wine industry lending products; small business administration, 504 loan program, business and industry loans, and farm services agency loans; and lines of credit. In addition, the company offers merchant services, treasury management, remote deposit, debit and credit cards, and online and mobile banking services. West Coast Community Bancorp was founded in 2004 and is headquartered in Santa Cruz, California.
Stock Price
$0.00
decrease compared to yesterday.
Dividend
Frequency:
Rate:
N/ANext Payout:
N/AWall Street rebounds after Trump announces the framework for a deal on Greenland, calls off tariffs wccbcharlotte.com
Read more →Wall Street rises after Trump says he won’t use force to take Greenland - wccbcharlotte.com
1/21/2026
Wall Street rises after Trump says he won’t use force to take Greenland wccbcharlotte.com
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(Last Updated 2025-06-30)
Rating:
BUY
$
Analyst Picks
Strong Buy
0
Buy
1
Hold
0
Sell
0
Strong Sell
0
Sentiment:
Bullish
(Last Updated 2025-06-30)
Health Score
Price to Book Ratio (P/B)
-
Very Low
Low ≤ 1
High ≥ 3
Return on Equity (ROE)
-
Very Low
Low ≤ 5%
High ≥ 25%
Return on Assets (ROA)
-
Very Low
Low ≤ 2%
High ≥ 10%
Debt to Equity
-
Very Low
Low ≥ 1
High ≤ 0.3
* Institutions hold a combined 0.00% of the total shares of West Coast Community Bancorp
* Investors data is estimated based on stocks listed on Finnton that are currently held by Institution/Fund.
Date
—
EPS Estimate
—
Date
2025-09-30
EPS Actual
1.15
EPS Estimate
1.22
EPS Difference
-0.07
Surprise Percent
-5.7377%
(Last Updated 2025-06-30)
(Last Updated 2025-06-30)
Revenue
$ 0
Cost Of Revenue
$ 0
Gross Profit
$ 0
Operating Expenses
$ 0
Operating Income
$ 0
Interest Expense
$ 0
Pretax Income
$ 0
Net Income
$ 0
Income Tax Expense
$ 0
EBITDA
$ 0
Total Other Income Expense Net
$ 0
Earnings Per Share
0
Dividends Per Share
0
Shares Outstanding
0
Operating Margin
0%
(Last Updated 2025-06-30)
Cash
$ 0
Short Term Investments
$ 0
Receivables
$ 0
Inventories
$ 0
Total Current Assets
$ 0
Property Plant Equipment
$ 0
Total Assets
$ 0
Payables
$ 0
Short Term Debt
$ 0
Long Term Debt
$ 0
Total Liabilities
$ 0
Equity
$ 0
(Last Updated 2025-06-30)
Net Income
$ 0
Depreciation
$ 0
Change In Working Capital
$ 0
Cash From Operations
$ 0
Capital Expenditures
$ 0
Cash From Investing
$ 0
Cash From Financing
$ 0
Net Change In Cash
$ 0
Disclaimer: Finnton is a stock screener tool provided for informational and educational purposes only. The data, analysis, and insights offered on this website do not constitute financial, investment, tax, or legal advice. Users are solely responsible for their own investment decisions, and Finnton makes no guarantees regarding the accuracy, completeness, or reliability of the information provided. Past performance is not indicative of future results. Always conduct your own research and consult with a licensed financial advisor before making any investment decisions.