WSBF

Waterstone Financial Inc

WSBF, USA

Waterstone Financial, Inc. operates as a bank holding company for WaterStone Bank SSB that provides various financial services to customers in southeastern Wisconsin, the United States. It operates in two segments, Community Banking and Mortgage Banking. The Community Banking segment offers consumer and business banking products and services, such as deposit and transactional solutions, such as checking, credit, debit and pre-paid cards, online banking and bill pay, and money transfer services; investable funds solutions, such as savings, money market deposits, individual retirement accounts, and certificates of deposit; residential mortgages, home equity loans and lines of credit, personal and installment loans, real estate financing, business loans, and business lines of credit; and fixed and variable annuities, insurance products, and trust and investment management accounts. It also provides transaction deposits, interest bearing transaction accounts, demand deposits, non-interest-bearing demand accounts, and time deposits; secured and unsecured lines; commercial real estate construction loans; term loans for working capital, inventory, and general corporate use; and personal term loans and investment services. The Mortgage Banking segment offers residential mortgage loans for the purpose of sale in the secondary market. It also invests in a portfolio of securities include mortgage-backed securities, government-sponsored and private-label enterprise bonds, collateralized mortgage obligations, municipal obligations, and other debt securities. The company was formerly known as Wauwatosa Holdings, Inc. and changed its name to Waterstone Financial, Inc. in August 2008. The company was founded in 1921 and is based in Wauwatosa, Wisconsin.

https://www.wsbonline.com

Stock Price

$ 0.00

0% increase compared to yesterday.

Dividend

Frequency:

N/A

Rate:

N/A

Next Payout:

N/A
WSBF
stock
WSBF

Top Stock Reports for Caterpillar, Shopify & Qualcomm Yahoo Finance

Read more →
WSBF
stock
WSBF

Waterstone Financial (WSBF) – Analysts’ Weekly Ratings Changes Defense World

Read more →

Showing 2 of 10

Analyst Ratings & Sentiment

(Last Updated 2025-09-30)

Rating:

HOLD

Target Price:

$12.5

Analyst Picks

Strong Buy

0

Buy

0

Hold

1

Sell

0

Strong Sell

0

Finn Analysis

(Last Updated 2025-09-30)

Health Score

Price to Earnings Ratio (P/E)

-

Very High

11.65

Low ≥ 50

High ≤ 10

Price to Book Ratio (P/B)

-

Very Low

0.89

Low ≤ 1

High ≥ 3

Return on Equity (ROE)

-

Very Low

2.29 %

Low ≤ 5%

High ≥ 25%

Return on Assets (ROA)

-

Very Low

0.35 %

Low ≤ 2%

High ≥ 10%

Free Cash Flow - Revenue % (FCF)

-

Very High

63.36 %

Low ≤ 5%

High ≥ 15%

Debt to Equity

-

Very Low

5.57

Low ≥ 1

High ≤ 0.3

Investors

* Institutions hold a combined 64.51% of the total shares of Waterstone Financial Inc

1.

BlackRock Inc

(9.1936%)

since

2025/06/30

2.

Dimensional Fund Advisors, Inc.

(7.6799%)

since

2025/06/30

3.

Renaissance Technologies Corp

(6.0759%)

since

2025/06/30

4.

Vanguard Group Inc

(5.0523%)

since

2025/06/30

5.

Vanguard Total Stock Mkt Idx Inv

(2.826%)

since

2025/07/31

6.

Bridgeway Capital Management, LLC

(2.3493%)

since

2025/06/30

7.

State Street Corp

(2.3361%)

since

2025/06/30

8.

iShares Russell 2000 ETF

(2.2562%)

since

2025/08/31

9.

Geode Capital Management, LLC

(2.1776%)

since

2025/06/30

10.

Foundry Partners Micro Cap Value

(1.6233%)

since

2025/07/31

11.

DFA US Small Cap Value I

(1.4644%)

since

2025/07/31

12.

Bridgeway Small Cap Value

(1.3004%)

since

2025/06/30

13.

Bridgeway Small-Cap Value

(1.3004%)

since

2025/06/30

14.

Foundry Partners, LLC

(1.0897%)

since

2025/03/31

15.

CSM Advisors, LLC

(1.056%)

since

2025/06/30

16.

DFA US Targeted Value I

(1.0378%)

since

2025/07/31

17.

Vanguard Institutional Extnd Mkt Idx Tr

(1.0278%)

since

2025/07/31

18.

Arrowstreet Capital Limited Partnership

(1.0213%)

since

2025/06/30

19.

Morgan Stanley - Brokerage Accounts

(0.9912%)

since

2025/06/30

20.

DFA US Small Cap I

(0.9586%)

since

2025/07/31

21.

Fidelity Small Cap Index

(0.8714%)

since

2025/06/30

22.

American Century Companies Inc

(0.8559%)

since

2025/06/30

23.

Northern Trust Corp

(0.8239%)

since

2025/06/30

24.

iShares Russell 2000 Value ETF

(0.7752%)

since

2025/08/31

25.

Charles Schwab Investment Management Inc

(0.7709%)

since

2025/06/30

26.

DFA US Micro Cap I

(0.7145%)

since

2025/07/31

27.

Goldman Sachs Group Inc

(0.6588%)

since

2025/06/30

28.

Dimensional US Targeted Value ETF

(0.6509%)

since

2025/08/29

29.

Avantis US Small Cap Value ETF

(0.6368%)

since

2025/08/30

30.

Citadel Advisors Llc

(0.5317%)

since

2025/06/30

31.

EA Bridgeway Omni Small-Cap Value ETF

(0.5285%)

since

2025/08/29

32.

Fidelity Extended Market Index

(0.5188%)

since

2025/07/31

33.

Empowered Funds, LLC

(0.4914%)

since

2025/06/30

34.

Schwab US Small-Cap ETF™

(0.4512%)

since

2025/08/30

35.

AQR Capital Management LLC

(0.4357%)

since

2025/06/30

36.

Bank of New York Mellon Corp

(0.4249%)

since

2025/06/30

37.

Dimensional US Small Cap Value ETF

(0.4198%)

since

2025/08/29

38.

Vanguard Russell 2000 ETF

(0.4025%)

since

2025/07/31

39.

JPMorgan Chase & Co

(0.3944%)

since

2025/06/30

40.

Dimensional US Small Cap ETF

(0.3336%)

since

2025/08/29

* Investors data is estimated based on stocks listed on Finnton that are currently held by Institution/Fund.

Earnings History

EPS ActualEPS EstimateEPS DifferenceSurprise Percent

Upcoming Earnings Release

Date

—

EPS Estimate

—

Latest Release

Date

2025-09-30

EPS Actual

0.4485

EPS Estimate

0

EPS Difference

0.4485

Surprise Percent

null%

Investing Fit Scorecard

(Last Updated 2025-09-30)

Deep Value
Strong Deep Value(7.5)
Defensive
Moderately Defensive(3.5)
Dividend
Decent Dividend Payer(3.5)
Economic Moat
Wide Moat Company(7.3)
GARP
Not Attractive for GARP(3)
Growth
Weak Growth Prospect(3)
Momentum
Moderate Momentum(4.5)
Net Net
Not Undervalued (Net-Net)(2.5)
Quality
Moderate Quality(4.5)
Value
Fair Value(6)

Income Statement

(Last Updated 2025-09-30)

Revenue

$ 0

Cost Of Revenue

$ 0

Gross Profit

$ 0

Operating Expenses

$ 0

Operating Income

$ 0

Interest Expense

$ 0

Pretax Income

$ 0

Net Income

$ 0

Income Tax Expense

$ 0

EBITDA

$ 0

Total Other Income Expense Net

$ 0

Earnings Per Share

0

Dividends Per Share

0

Shares Outstanding

0

Operating Margin

0%

Trend

Balance Sheet

(Last Updated 2025-09-30)

Cash

$ 0

Short Term Investments

$ 0

Receivables

$ 0

Inventories

$ 0

Total Current Assets

$ 0

Property Plant Equipment

$ 0

Total Assets

$ 0

Payables

$ 0

Short Term Debt

$ 0

Long Term Debt

$ 0

Total Liabilities

$ 0

Equity

$ 0

Trend

Cash Flow

(Last Updated 2025-09-30)

Net Income

$ 0

Depreciation

$ 0

Change In Working Capital

$ 0

Cash From Operations

$ 0

Capital Expenditures

$ 0

Cash From Investing

$ 0

Cash From Financing

$ 0

Net Change In Cash

$ 0

Trend

Disclaimer: Finnton is a stock screener tool provided for informational and educational purposes only. The data, analysis, and insights offered on this website do not constitute financial, investment, tax, or legal advice. Users are solely responsible for their own investment decisions, and Finnton makes no guarantees regarding the accuracy, completeness, or reliability of the information provided. Past performance is not indicative of future results. Always conduct your own research and consult with a licensed financial advisor before making any investment decisions.