_id

69172ee63c536f8df231700f

Ticker

WSBK

Name

Winchester Bancorp, Inc. Common Stock

Exchange

NASDAQ

Address

661 Main Street, Winchester, MA, United States, 01890

Country

USA

Sector

Financial Services

Industry

Banks - Regional

Currency

USD

Website

https://www.winchestersavings.com

Description

Winchester Bancorp, Inc. focuses on operating as the bank holding company for Winchester Savings Bank, which provides banking products and services in Massachusetts. The company offers deposit accounts, including non-interest-bearing checking, interest-bearing checking, money market, and savings accounts, as well as certificates of deposit; and one- to four-family residential real estate loans, multifamily residential real estate loans, construction loans, commercial real estate loans, home equity loans and lines of credit, commercial business loans, and consumer loans including automobile loans, home mortgages, credit lines, and other personal loans, as well as invests in securities. The company was founded in 1871 and is based in Winchester, Massachusetts. Winchester Bancorp, Inc. is a subsidiary of Winchester Bancorp, MHC.

Last Close

10.915

Volume

14019

Current Price

10.9

Change

0.07

Last Updated

2026-01-08T12:56:05.356Z

Image

https://logo.clearbit.com/www.winchestersavings.com

Ipo Date

2025-05-02T00:00:00.000Z

Market Cap

87608960

Next Dividend Date

-

Dividend Frequency

-

Dividend Rate

-

Dividend Yield

0

Sentiment

-

Sentiment Sources

0

Current Quarter

2025-09-30

Revenue

11937000

Cost Of Revenue

-

Gross Profit

-

Operating Expenses

11937000

Operating Income

-

Interest Expense

6196000

Pretax Income

1318000

Net Income

962000

Eps

0.10730747148906294

Dividends Per Share

-

Shares Outstanding

9295380

Income Tax Expense

356000

EBITDA

7535000

Operating Margin

-

Total Other Income Expense Net

-

Cash

1653000

Short Term Investments

54732000

Receivables

3458000

Inventories

-

Total Current Assets

59843000

Property Plant Equipment

6188000

Total Assets

1005212000

Payables

-

Short Term Debt

-

Long Term Debt

164000000

Total Liabilities

888220000

Equity

116992000

Bs_currency_symbol

USD

Depreciation

21000

Change In Working Capital

226000

Cash From Operations

1357000

Capital Expenditures

0

Cash From Investing

-53312000

Cash From Financing

54428000

Net Change In Cash

2473000

Cf_currency_symbol

USD

PE

471.25

PB

0.8352479972989607

ROE

0.8222784463894968

ROA

0.09570120531788319

FCF

1357000

Fcf Percent

0.11368015414258188

Piotroski FScore

4

Health Score

43

Deep Value Investing Score

5.5

Defensive Investing Score

3.5

Dividend Investing Score

3

Economic Moat Investing Score

5.8

Garp Investing Score

2.5

Growth Investing Score

2.5

Momentum Investing Score

3.5

Net Net Investing Score

2.5

Quality Investing Score

3.5

Value Investing Score

4.5

Quarters > 0 > quarter

2025-09-30

Quarters > 0 > income Statement > revenue

11937000

Quarters > 0 > income Statement > cost Of Revenue

-

Quarters > 0 > income Statement > gross Profit

-

Quarters > 0 > income Statement > operating Expenses

11937000

Quarters > 0 > income Statement > operating Income

-

Quarters > 0 > income Statement > interest Expense

6196000

Quarters > 0 > income Statement > pretax Income

1318000

Quarters > 0 > income Statement > net Income

962000

Quarters > 0 > income Statement > eps

0.10730747148906294

Quarters > 0 > income Statement > dividends Per Share

-

Quarters > 0 > income Statement > shares Outstanding

8964893

Quarters > 0 > income Statement > income Tax Expense

356000

Quarters > 0 > income Statement > EBITDA

7535000

Quarters > 0 > income Statement > operating Margin

-

Quarters > 0 > income Statement > total Other Income Expense Net

-

Quarters > 0 > income Statement > currency_symbol

USD

Quarters > 0 > balance Sheet > cash

1653000

Quarters > 0 > balance Sheet > short Term Investments

54732000

Quarters > 0 > balance Sheet > receivables

3458000

Quarters > 0 > balance Sheet > inventories

-

Quarters > 0 > balance Sheet > total Current Assets

59843000

Quarters > 0 > balance Sheet > property Plant Equipment

6188000

Quarters > 0 > balance Sheet > total Assets

1005212000

Quarters > 0 > balance Sheet > payables

-

Quarters > 0 > balance Sheet > short Term Debt

-

Quarters > 0 > balance Sheet > long Term Debt

164000000

Quarters > 0 > balance Sheet > total Liabilities

888220000

Quarters > 0 > balance Sheet > equity

116992000

Quarters > 0 > balance Sheet > currency_symbol

USD

Quarters > 0 > cash Flow > net Income

962000

Quarters > 0 > cash Flow > depreciation

21000

Quarters > 0 > cash Flow > change In Working Capital

226000

Quarters > 0 > cash Flow > cash From Operations

1357000

Quarters > 0 > cash Flow > capital Expenditures

0

Quarters > 0 > cash Flow > cash From Investing

-53312000

Quarters > 0 > cash Flow > cash From Financing

54428000

Quarters > 0 > cash Flow > net Change In Cash

2473000

Quarters > 0 > cash Flow > currency_symbol

USD

Quarters > 0 > ratios > PE

0.10730747148906294

Quarters > 0 > ratios > PB

0.8352479972989607

Quarters > 0 > ratios > ROE

0.8222784463894968

Quarters > 0 > ratios > ROA

0.09570120531788319

Quarters > 0 > ratios > FCF

1357000

Quarters > 0 > ratios > Piotroski FScore

4

Quarters > 0 > ratios > fcf Percent

0.11368015414258188

Quarters > 0 > health Score

43

Quarters > 1 > quarter

2025-06-30

Quarters > 1 > income Statement > revenue

11965000

Quarters > 1 > income Statement > cost Of Revenue

6698000

Quarters > 1 > income Statement > gross Profit

5267000

Quarters > 1 > income Statement > operating Expenses

6753000

Quarters > 1 > income Statement > operating Income

-1486000

Quarters > 1 > income Statement > interest Expense

6011000

Quarters > 1 > income Statement > pretax Income

-1486000

Quarters > 1 > income Statement > net Income

-920000

Quarters > 1 > income Statement > eps

-0.09948558383601488

Quarters > 1 > income Statement > dividends Per Share

-

Quarters > 1 > income Statement > shares Outstanding

9247571

Quarters > 1 > income Statement > income Tax Expense

-566000

Quarters > 1 > income Statement > EBITDA

-1266000

Quarters > 1 > income Statement > operating Margin

-12.419557041370664

Quarters > 1 > income Statement > total Other Income Expense Net

-

Quarters > 1 > income Statement > currency_symbol

USD

Quarters > 1 > balance Sheet > cash

55244000

Quarters > 1 > balance Sheet > short Term Investments

25263000

Quarters > 1 > balance Sheet > receivables

3327000

Quarters > 1 > balance Sheet > inventories

-

Quarters > 1 > balance Sheet > total Current Assets

83834000

Quarters > 1 > balance Sheet > property Plant Equipment

6418000

Quarters > 1 > balance Sheet > total Assets

949378000

Quarters > 1 > balance Sheet > payables

-

Quarters > 1 > balance Sheet > short Term Debt

-

Quarters > 1 > balance Sheet > long Term Debt

147000000

Quarters > 1 > balance Sheet > total Liabilities

834026000

Quarters > 1 > balance Sheet > equity

115352000

Quarters > 1 > balance Sheet > currency_symbol

USD

Quarters > 1 > cash Flow > net Income

-920000

Quarters > 1 > cash Flow > depreciation

220000

Quarters > 1 > cash Flow > change In Working Capital

1585000

Quarters > 1 > cash Flow > cash From Operations

1894000

Quarters > 1 > cash Flow > capital Expenditures

25000

Quarters > 1 > cash Flow > cash From Investing

-39217000

Quarters > 1 > cash Flow > cash From Financing

25950000

Quarters > 1 > cash Flow > net Change In Cash

-11373000

Quarters > 1 > cash Flow > currency_symbol

USD

Quarters > 1 > ratios > PE

-0.09948558383601488

Quarters > 1 > ratios > PB

0.8738342109369582

Quarters > 1 > ratios > ROE

-0.7975587766141896

Quarters > 1 > ratios > ROA

-0.09690555289884535

Quarters > 1 > ratios > FCF

1869000

Quarters > 1 > ratios > Piotroski FScore

2

Quarters > 1 > ratios > fcf Percent

0.1562055996656916

Quarters > 1 > health Score

30

Quarters > 2 > quarter

2025-03-31

Quarters > 2 > income Statement > revenue

10912000

Quarters > 2 > income Statement > cost Of Revenue

6219000

Quarters > 2 > income Statement > gross Profit

4693000

Quarters > 2 > income Statement > operating Expenses

4321000

Quarters > 2 > income Statement > operating Income

372000

Quarters > 2 > income Statement > interest Expense

6240000

Quarters > 2 > income Statement > pretax Income

372000

Quarters > 2 > income Statement > net Income

305000

Quarters > 2 > income Statement > eps

0.03281201319882057

Quarters > 2 > income Statement > dividends Per Share

-

Quarters > 2 > income Statement > shares Outstanding

9295376

Quarters > 2 > income Statement > income Tax Expense

67000

Quarters > 2 > income Statement > EBITDA

578000

Quarters > 2 > income Statement > operating Margin

3.4090909090909087

Quarters > 2 > income Statement > total Other Income Expense Net

-

Quarters > 2 > income Statement > currency_symbol

USD

Quarters > 2 > balance Sheet > cash

66617000

Quarters > 2 > balance Sheet > short Term Investments

34986000

Quarters > 2 > balance Sheet > receivables

3061000

Quarters > 2 > balance Sheet > inventories

-

Quarters > 2 > balance Sheet > total Current Assets

104664000

Quarters > 2 > balance Sheet > property Plant Equipment

6612000

Quarters > 2 > balance Sheet > total Assets

923092000

Quarters > 2 > balance Sheet > payables

-

Quarters > 2 > balance Sheet > short Term Debt

-

Quarters > 2 > balance Sheet > long Term Debt

131000000

Quarters > 2 > balance Sheet > total Liabilities

842178000

Quarters > 2 > balance Sheet > equity

80914000

Quarters > 2 > balance Sheet > currency_symbol

USD

Quarters > 2 > cash Flow > net Income

305000

Quarters > 2 > cash Flow > depreciation

206000

Quarters > 2 > cash Flow > change In Working Capital

322000

Quarters > 2 > cash Flow > cash From Operations

848000

Quarters > 2 > cash Flow > capital Expenditures

122000

Quarters > 2 > cash Flow > cash From Investing

-3371000

Quarters > 2 > cash Flow > cash From Financing

27592000

Quarters > 2 > cash Flow > net Change In Cash

25069000

Quarters > 2 > cash Flow > currency_symbol

USD

Quarters > 2 > ratios > PE

0.03281201319882057

Quarters > 2 > ratios > PB

1.2521887238302396

Quarters > 2 > ratios > ROE

0.37694342141038634

Quarters > 2 > ratios > ROA

0.03304112699492575

Quarters > 2 > ratios > FCF

726000

Quarters > 2 > ratios > Piotroski FScore

4

Quarters > 2 > ratios > fcf Percent

0.06653225806451613

Quarters > 2 > health Score

38

Quarters > 3 > quarter

2024-12-31

Quarters > 3 > income Statement > revenue

10895000

Quarters > 3 > income Statement > cost Of Revenue

6714000

Quarters > 3 > income Statement > gross Profit

4181000

Quarters > 3 > income Statement > operating Expenses

3767000

Quarters > 3 > income Statement > operating Income

414000

Quarters > 3 > income Statement > interest Expense

6476000

Quarters > 3 > income Statement > pretax Income

414000

Quarters > 3 > income Statement > net Income

373000

Quarters > 3 > income Statement > eps

0.039485820514820996

Quarters > 3 > income Statement > dividends Per Share

-

Quarters > 3 > income Statement > shares Outstanding

9446429

Quarters > 3 > income Statement > income Tax Expense

41000

Quarters > 3 > income Statement > EBITDA

626000

Quarters > 3 > income Statement > operating Margin

3.7999082147774206

Quarters > 3 > income Statement > total Other Income Expense Net

-

Quarters > 3 > income Statement > currency_symbol

USD

Quarters > 3 > balance Sheet > cash

41548000

Quarters > 3 > balance Sheet > short Term Investments

32953000

Quarters > 3 > balance Sheet > receivables

3134000

Quarters > 3 > balance Sheet > inventories

-

Quarters > 3 > balance Sheet > total Current Assets

77635000

Quarters > 3 > balance Sheet > property Plant Equipment

6697000

Quarters > 3 > balance Sheet > total Assets

894086000

Quarters > 3 > balance Sheet > payables

-

Quarters > 3 > balance Sheet > short Term Debt

-

Quarters > 3 > balance Sheet > long Term Debt

145518000

Quarters > 3 > balance Sheet > total Liabilities

813761000

Quarters > 3 > balance Sheet > equity

80325000

Quarters > 3 > balance Sheet > currency_symbol

USD

Quarters > 3 > cash Flow > net Income

373000

Quarters > 3 > cash Flow > depreciation

212000

Quarters > 3 > cash Flow > change In Working Capital

-694000

Quarters > 3 > cash Flow > cash From Operations

57000

Quarters > 3 > cash Flow > capital Expenditures

77000

Quarters > 3 > cash Flow > cash From Investing

-17075000

Quarters > 3 > cash Flow > cash From Financing

21351000

Quarters > 3 > cash Flow > net Change In Cash

4333000

Quarters > 3 > cash Flow > currency_symbol

USD

Quarters > 3 > ratios > PE

0.039485820514820996

Quarters > 3 > ratios > PB

1.2818683610333024

Quarters > 3 > ratios > ROE

0.46436352318705265

Quarters > 3 > ratios > ROA

0.04171858188138501

Quarters > 3 > ratios > FCF

-20000

Quarters > 3 > ratios > Piotroski FScore

3

Quarters > 3 > ratios > fcf Percent

-0.0018357044515832951

Quarters > 3 > health Score

33

Annuals > 0 > quarter

2025-06-30

Annuals > 0 > income Statement > revenue

44505000

Annuals > 0 > income Statement > cost Of Revenue

27257000

Annuals > 0 > income Statement > gross Profit

17248000

Annuals > 0 > income Statement > operating Expenses

18778000

Annuals > 0 > income Statement > operating Income

-1530000

Annuals > 0 > income Statement > interest Expense

25191000

Annuals > 0 > income Statement > pretax Income

-1530000

Annuals > 0 > income Statement > net Income

-874000

Annuals > 0 > income Statement > eps

-0.09451130464421414

Annuals > 0 > income Statement > dividends Per Share

-

Annuals > 0 > income Statement > shares Outstanding

9247571

Annuals > 0 > income Statement > income Tax Expense

-656000

Annuals > 0 > income Statement > EBITDA

-683000

Annuals > 0 > income Statement > operating Margin

-3.4378159757330633

Annuals > 0 > income Statement > total Other Income Expense Net

-

Annuals > 0 > income Statement > currency_symbol

USD

Annuals > 0 > balance Sheet > cash

55244000

Annuals > 0 > balance Sheet > short Term Investments

25263000

Annuals > 0 > balance Sheet > receivables

3327000

Annuals > 0 > balance Sheet > inventories

-

Annuals > 0 > balance Sheet > total Current Assets

58139000

Annuals > 0 > balance Sheet > property Plant Equipment

6418000

Annuals > 0 > balance Sheet > total Assets

949378000

Annuals > 0 > balance Sheet > payables

-

Annuals > 0 > balance Sheet > short Term Debt

-

Annuals > 0 > balance Sheet > long Term Debt

147000000

Annuals > 0 > balance Sheet > total Liabilities

834026000

Annuals > 0 > balance Sheet > equity

115352000

Annuals > 0 > balance Sheet > currency_symbol

USD

Annuals > 0 > cash Flow > net Income

-874000

Annuals > 0 > cash Flow > depreciation

360000

Annuals > 0 > cash Flow > change In Working Capital

375000

Annuals > 0 > cash Flow > cash From Operations

2465000

Annuals > 0 > cash Flow > capital Expenditures

284000

Annuals > 0 > cash Flow > cash From Investing

-86728000

Annuals > 0 > cash Flow > cash From Financing

95393000

Annuals > 0 > cash Flow > net Change In Cash

11130000

Annuals > 0 > cash Flow > currency_symbol

USD

Annuals > 0 > ratios > PE

-0.09451130464421414

Annuals > 0 > ratios > PB

0.8738342109369582

Annuals > 0 > ratios > ROE

-0.7576808377834802

Annuals > 0 > ratios > ROA

-0.09206027525390309

Annuals > 0 > ratios > FCF

2181000

Annuals > 0 > ratios > Piotroski FScore

2

Annuals > 0 > ratios > fcf Percent

0.049005729693292886

Annuals > 0 > health Score

20

Annuals > 1 > quarter

2024-06-30

Annuals > 1 > income Statement > revenue

36328000

Annuals > 1 > income Statement > cost Of Revenue

21003000

Annuals > 1 > income Statement > gross Profit

15325000

Annuals > 1 > income Statement > operating Expenses

14571000

Annuals > 1 > income Statement > operating Income

754000

Annuals > 1 > income Statement > interest Expense

20489000

Annuals > 1 > income Statement > pretax Income

754000

Annuals > 1 > income Statement > net Income

786000

Annuals > 1 > income Statement > eps

0.08320604537439491

Annuals > 1 > income Statement > dividends Per Share

-

Annuals > 1 > income Statement > shares Outstanding

9446429

Annuals > 1 > income Statement > income Tax Expense

-32000

Annuals > 1 > income Statement > EBITDA

1504000

Annuals > 1 > income Statement > operating Margin

2.075534023342876

Annuals > 1 > income Statement > total Other Income Expense Net

-

Annuals > 1 > income Statement > currency_symbol

USD

Annuals > 1 > balance Sheet > cash

44114000

Annuals > 1 > balance Sheet > short Term Investments

31090000

Annuals > 1 > balance Sheet > receivables

3165000

Annuals > 1 > balance Sheet > inventories

-

Annuals > 1 > balance Sheet > total Current Assets

78369000

Annuals > 1 > balance Sheet > property Plant Equipment

6981000

Annuals > 1 > balance Sheet > total Assets

852968000

Annuals > 1 > balance Sheet > payables

-

Annuals > 1 > balance Sheet > short Term Debt

-

Annuals > 1 > balance Sheet > long Term Debt

129469000

Annuals > 1 > balance Sheet > total Liabilities

772680000

Annuals > 1 > balance Sheet > equity

80288000

Annuals > 1 > balance Sheet > currency_symbol

USD

Annuals > 1 > cash Flow > net Income

786000

Annuals > 1 > cash Flow > depreciation

750000

Annuals > 1 > cash Flow > change In Working Capital

-978000

Annuals > 1 > cash Flow > cash From Operations

231000

Annuals > 1 > cash Flow > capital Expenditures

1317000

Annuals > 1 > cash Flow > cash From Investing

-105180000

Annuals > 1 > cash Flow > cash From Financing

96885000

Annuals > 1 > cash Flow > net Change In Cash

-8064000

Annuals > 1 > cash Flow > currency_symbol

USD

Annuals > 1 > ratios > PE

0.08320604537439491

Annuals > 1 > ratios > PB

1.2824590984954165

Annuals > 1 > ratios > ROE

0.9789756875249103

Annuals > 1 > ratios > ROA

0.09214882621622382

Annuals > 1 > ratios > FCF

-1086000

Annuals > 1 > ratios > Piotroski FScore

3

Annuals > 1 > ratios > fcf Percent

-0.029894296410482274

Annuals > 1 > health Score

33

Annuals > 2 > quarter

2023-06-30

Annuals > 2 > income Statement > revenue

25782000

Annuals > 2 > income Statement > cost Of Revenue

8518000

Annuals > 2 > income Statement > gross Profit

17264000

Annuals > 2 > income Statement > operating Expenses

11641000

Annuals > 2 > income Statement > operating Income

5623000

Annuals > 2 > income Statement > interest Expense

7122000

Annuals > 2 > income Statement > pretax Income

5623000

Annuals > 2 > income Statement > net Income

4160000

Annuals > 2 > income Statement > eps

0.4403780518543039

Annuals > 2 > income Statement > dividends Per Share

-

Annuals > 2 > income Statement > shares Outstanding

9446429

Annuals > 2 > income Statement > income Tax Expense

1463000

Annuals > 2 > income Statement > EBITDA

6263000

Annuals > 2 > income Statement > operating Margin

21.809789775812582

Annuals > 2 > income Statement > total Other Income Expense Net

-

Annuals > 2 > income Statement > currency_symbol

USD

Annuals > 2 > balance Sheet > cash

52178000

Annuals > 2 > balance Sheet > short Term Investments

26969000

Annuals > 2 > balance Sheet > receivables

2258000

Annuals > 2 > balance Sheet > inventories

-

Annuals > 2 > balance Sheet > total Current Assets

81405000

Annuals > 2 > balance Sheet > property Plant Equipment

6100000

Annuals > 2 > balance Sheet > total Assets

750634000

Annuals > 2 > balance Sheet > payables

-

Annuals > 2 > balance Sheet > short Term Debt

22701000

Annuals > 2 > balance Sheet > long Term Debt

69000000

Annuals > 2 > balance Sheet > total Liabilities

673588000

Annuals > 2 > balance Sheet > equity

77046000

Annuals > 2 > balance Sheet > currency_symbol

USD

Annuals > 2 > cash Flow > net Income

4160000

Annuals > 2 > cash Flow > depreciation

640000

Annuals > 2 > cash Flow > change In Working Capital

-2356000

Annuals > 2 > cash Flow > cash From Operations

437000

Annuals > 2 > cash Flow > capital Expenditures

4299000

Annuals > 2 > cash Flow > cash From Investing

-121752000

Annuals > 2 > cash Flow > cash From Financing

110314000

Annuals > 2 > cash Flow > net Change In Cash

-11001000

Annuals > 2 > cash Flow > currency_symbol

USD

Annuals > 2 > ratios > PE

0.4403780518543039

Annuals > 2 > ratios > PB

1.3364233847311997

Annuals > 2 > ratios > ROE

5.399371803857435

Annuals > 2 > ratios > ROA

0.554198184468063

Annuals > 2 > ratios > FCF

-3862000

Annuals > 2 > ratios > Piotroski FScore

4

Annuals > 2 > ratios > fcf Percent

-0.14979443022263594

Annuals > 2 > health Score

38

Valuation > metrics > PE

471.25

Valuation > metrics > PB

0.8352479972989607

Valuation > final Score

40

Valuation > verdict

884.3% Overvalued

Profitability > metrics > ROE

0.8222784463894968

Profitability > metrics > ROA

1.6075397289574387

Profitability > metrics > Net Margin

0.0805897629220072

Profitability > final Score

19

Profitability > verdict

Weak

Risk > metrics > Debt Equity

7.592143052516412

Risk > metrics > Interest Coverage

0

Risk > final Score

6

Risk > verdict

High

Liquidity > final Score

50

Liquidity > verdict

Weak

Prev Valuations > 0

70

Prev Valuations > 1

100

Prev Valuations > 2

100

Prev Profitabilities > 0

0

Prev Profitabilities > 1

6

Prev Profitabilities > 2

8

Prev Risks > 0

5

Prev Risks > 1

6

Prev Risks > 2

6

Prev Liquidities > 0

50

Prev Liquidities > 1

50

Prev Liquidities > 2

50

Updated At

2026-01-20T22:50:00.104Z

Earnings History > 0 > period

2025-09-30

Earnings History > 0 > report Date

2025-09-30

Earnings History > 0 > date

2025-09-30

Earnings History > 0 > before After Market

-

Earnings History > 0 > currency

-

Earnings History > 0 > eps Actual

0.1073

Earnings History > 0 > eps Estimate

-

Earnings History > 0 > eps Difference

0

Earnings History > 0 > surprise Percent

-