_id
691844023c536f8df2317726
Ticker
XHG
Name
XChange TEC.INC
Exchange
NASDAQ
Address
No.801, Building 1, Shanghai, China, 200041
Country
USA
Sector
Financial Services
Industry
Insurance Brokers
Currency
USD
Website
https://ir.xhghk.com
Description
XChange TEC.INC, together with its subsidiaries, engages in the insurance agency and insurance technology businesses primarily to individual end consumers in the People's Republic of China. The company provides a various insurance products underwritten by insurance companies, including industry state-owned property and casualty insurance companies, as well as certain regional property and casualty insurance companies. It offers automobile, life, health, group accident, and other property related insurance products. In addition, the company operates a SaaS platform to offers comprehensive services to offline and online customers. It sells insurance primarily through a network of external referral sources that include external registered sales representatives, distribution channel partners, and through its in-house sales force. The company was formerly known as FLJ Group Limited and changed its name to XChange TEC.INC in May 2024. XChange TEC.INC was founded in 2007 and is based in Shanghai, the People's Republic of China.
Last Close
0.92
Volume
6077
Current Price
0.863
Change
0.013
Last Updated
2026-01-08T13:05:23.201Z
Image
data:image/webp;base64,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
Ipo Date
2024-05-29T00:00:00.000Z
Market Cap
46264264
Next Dividend Date
-
Dividend Frequency
-
Dividend Rate
-
Dividend Yield
0
Sentiment
-
Sentiment Sources
0
Current Quarter
2025-06-30
Revenue
87837500
Cost Of Revenue
85689500
Gross Profit
2148000
Operating Expenses
331460000
Operating Income
-329312000
Interest Expense
-
Pretax Income
-338843500
Net Income
-338856000
Eps
-793573.7704918033
Dividends Per Share
-
Shares Outstanding
46604623
Income Tax Expense
12500
EBITDA
-6844500
Operating Margin
-374.910488117262
Total Other Income Expense Net
-9531500
Cash
4890000
Short Term Investments
1702000
Receivables
21698000
Inventories
-
Total Current Assets
44783000
Property Plant Equipment
810000
Total Assets
115603000
Payables
1069392000
Short Term Debt
41595000
Long Term Debt
-
Total Liabilities
1330234000
Equity
-1214631000
Bs_currency_symbol
-
Depreciation
13500
Change In Working Capital
-
Cash From Operations
-3974000
Capital Expenditures
0
Cash From Investing
-150500
Cash From Financing
2951000
Net Change In Cash
-
Cf_currency_symbol
-
PE
0.0093
PB
-3.033851433068973e-7
ROE
27.897855398059164
ROA
-293.12042075032656
FCF
-3974000
Fcf Percent
-0.04524263554859827
Piotroski FScore
1
Health Score
31
Deep Value Investing Score
4
Defensive Investing Score
5.5
Dividend Investing Score
1.5
Economic Moat Investing Score
6.8
Garp Investing Score
2.5
Growth Investing Score
2.5
Momentum Investing Score
6.5
Net Net Investing Score
0.5
Quality Investing Score
3
Value Investing Score
5.5
Quarters > 0 > quarter
2025-06-30
Quarters > 0 > income Statement > revenue
87837500
Quarters > 0 > income Statement > cost Of Revenue
85689500
Quarters > 0 > income Statement > gross Profit
2148000
Quarters > 0 > income Statement > operating Expenses
331460000
Quarters > 0 > income Statement > operating Income
-329312000
Quarters > 0 > income Statement > interest Expense
-
Quarters > 0 > income Statement > pretax Income
-338843500
Quarters > 0 > income Statement > net Income
-338856000
Quarters > 0 > income Statement > eps
-793573.7704918033
Quarters > 0 > income Statement > dividends Per Share
-
Quarters > 0 > income Statement > shares Outstanding
427
Quarters > 0 > income Statement > income Tax Expense
12500
Quarters > 0 > income Statement > EBITDA
-6844500
Quarters > 0 > income Statement > operating Margin
-374.910488117262
Quarters > 0 > income Statement > total Other Income Expense Net
-9531500
Quarters > 0 > income Statement > currency_symbol
-
Quarters > 0 > balance Sheet > cash
4890000
Quarters > 0 > balance Sheet > short Term Investments
1702000
Quarters > 0 > balance Sheet > receivables
21698000
Quarters > 0 > balance Sheet > inventories
-
Quarters > 0 > balance Sheet > total Current Assets
44783000
Quarters > 0 > balance Sheet > property Plant Equipment
810000
Quarters > 0 > balance Sheet > total Assets
115603000
Quarters > 0 > balance Sheet > payables
1069392000
Quarters > 0 > balance Sheet > short Term Debt
41595000
Quarters > 0 > balance Sheet > long Term Debt
-
Quarters > 0 > balance Sheet > total Liabilities
1330234000
Quarters > 0 > balance Sheet > equity
-1214631000
Quarters > 0 > balance Sheet > currency_symbol
-
Quarters > 0 > cash Flow > net Income
-338856000
Quarters > 0 > cash Flow > depreciation
13500
Quarters > 0 > cash Flow > change In Working Capital
-
Quarters > 0 > cash Flow > cash From Operations
-3974000
Quarters > 0 > cash Flow > capital Expenditures
0
Quarters > 0 > cash Flow > cash From Investing
-150500
Quarters > 0 > cash Flow > cash From Financing
2951000
Quarters > 0 > cash Flow > net Change In Cash
-
Quarters > 0 > cash Flow > currency_symbol
-
Quarters > 0 > ratios > PE
-793573.7704918033
Quarters > 0 > ratios > PB
-3.033851433068973e-7
Quarters > 0 > ratios > ROE
27.897855398059164
Quarters > 0 > ratios > ROA
-293.12042075032656
Quarters > 0 > ratios > FCF
-3974000
Quarters > 0 > ratios > Piotroski FScore
1
Quarters > 0 > ratios > fcf Percent
-0.04524263554859827
Quarters > 0 > health Score
31
Quarters > 1 > quarter
2025-03-31
Quarters > 1 > income Statement > revenue
87837500
Quarters > 1 > income Statement > cost Of Revenue
85689500
Quarters > 1 > income Statement > gross Profit
2148000
Quarters > 1 > income Statement > operating Expenses
331460000
Quarters > 1 > income Statement > operating Income
-329312000
Quarters > 1 > income Statement > interest Expense
9003000
Quarters > 1 > income Statement > pretax Income
-338843500
Quarters > 1 > income Statement > net Income
-338856000
Quarters > 1 > income Statement > eps
-793573.7704918033
Quarters > 1 > income Statement > dividends Per Share
-
Quarters > 1 > income Statement > shares Outstanding
427
Quarters > 1 > income Statement > income Tax Expense
12500
Quarters > 1 > income Statement > EBITDA
-6844500
Quarters > 1 > income Statement > operating Margin
-374.910488117262
Quarters > 1 > income Statement > total Other Income Expense Net
-9531500
Quarters > 1 > income Statement > currency_symbol
-
Quarters > 1 > balance Sheet > cash
4890000
Quarters > 1 > balance Sheet > short Term Investments
1702000
Quarters > 1 > balance Sheet > receivables
21698000
Quarters > 1 > balance Sheet > inventories
-
Quarters > 1 > balance Sheet > total Current Assets
44783000
Quarters > 1 > balance Sheet > property Plant Equipment
810000
Quarters > 1 > balance Sheet > total Assets
115603000
Quarters > 1 > balance Sheet > payables
1069392000
Quarters > 1 > balance Sheet > short Term Debt
41595000
Quarters > 1 > balance Sheet > long Term Debt
-
Quarters > 1 > balance Sheet > total Liabilities
1330234000
Quarters > 1 > balance Sheet > equity
-1214631000
Quarters > 1 > balance Sheet > currency_symbol
CNY
Quarters > 1 > cash Flow > net Income
-677712000
Quarters > 1 > cash Flow > depreciation
13500
Quarters > 1 > cash Flow > change In Working Capital
-
Quarters > 1 > cash Flow > cash From Operations
-7948000
Quarters > 1 > cash Flow > capital Expenditures
0
Quarters > 1 > cash Flow > cash From Investing
-301000
Quarters > 1 > cash Flow > cash From Financing
5902000
Quarters > 1 > cash Flow > net Change In Cash
-
Quarters > 1 > cash Flow > currency_symbol
-
Quarters > 1 > ratios > PE
-793573.7704918033
Quarters > 1 > ratios > PB
-3.033851433068973e-7
Quarters > 1 > ratios > ROE
27.897855398059164
Quarters > 1 > ratios > ROA
-293.12042075032656
Quarters > 1 > ratios > FCF
-7948000
Quarters > 1 > ratios > Piotroski FScore
1
Quarters > 1 > ratios > fcf Percent
-0.09048527109719653
Quarters > 1 > health Score
31
Quarters > 2 > quarter
2024-12-31
Quarters > 2 > income Statement > revenue
87837500
Quarters > 2 > income Statement > cost Of Revenue
85689500
Quarters > 2 > income Statement > gross Profit
2148000
Quarters > 2 > income Statement > operating Expenses
331460000
Quarters > 2 > income Statement > operating Income
-329312000
Quarters > 2 > income Statement > interest Expense
-
Quarters > 2 > income Statement > pretax Income
-338843500
Quarters > 2 > income Statement > net Income
-338856000
Quarters > 2 > income Statement > eps
-793573.7704918033
Quarters > 2 > income Statement > dividends Per Share
-
Quarters > 2 > income Statement > shares Outstanding
427
Quarters > 2 > income Statement > income Tax Expense
12500
Quarters > 2 > income Statement > EBITDA
-6844500
Quarters > 2 > income Statement > operating Margin
-374.910488117262
Quarters > 2 > income Statement > total Other Income Expense Net
-9531500
Quarters > 2 > income Statement > currency_symbol
-
Quarters > 2 > balance Sheet > cash
4890000
Quarters > 2 > balance Sheet > short Term Investments
1702000
Quarters > 2 > balance Sheet > receivables
21698000
Quarters > 2 > balance Sheet > inventories
-
Quarters > 2 > balance Sheet > total Current Assets
44783000
Quarters > 2 > balance Sheet > property Plant Equipment
810000
Quarters > 2 > balance Sheet > total Assets
115603000
Quarters > 2 > balance Sheet > payables
1069392000
Quarters > 2 > balance Sheet > short Term Debt
41595000
Quarters > 2 > balance Sheet > long Term Debt
-
Quarters > 2 > balance Sheet > total Liabilities
1330234000
Quarters > 2 > balance Sheet > equity
-1214631000
Quarters > 2 > balance Sheet > currency_symbol
-
Quarters > 2 > cash Flow > net Income
-338856000
Quarters > 2 > cash Flow > depreciation
13500
Quarters > 2 > cash Flow > change In Working Capital
-
Quarters > 2 > cash Flow > cash From Operations
-3974000
Quarters > 2 > cash Flow > capital Expenditures
0
Quarters > 2 > cash Flow > cash From Investing
-150500
Quarters > 2 > cash Flow > cash From Financing
2951000
Quarters > 2 > cash Flow > net Change In Cash
-
Quarters > 2 > cash Flow > currency_symbol
-
Quarters > 2 > ratios > PE
-793573.7704918033
Quarters > 2 > ratios > PB
-3.033851433068973e-7
Quarters > 2 > ratios > ROE
27.897855398059164
Quarters > 2 > ratios > ROA
-293.12042075032656
Quarters > 2 > ratios > FCF
-3974000
Quarters > 2 > ratios > Piotroski FScore
1
Quarters > 2 > ratios > fcf Percent
-0.04524263554859827
Quarters > 2 > health Score
31
Quarters > 3 > quarter
2024-09-30
Quarters > 3 > income Statement > revenue
211625000
Quarters > 3 > income Statement > cost Of Revenue
202346000
Quarters > 3 > income Statement > gross Profit
-63276000
Quarters > 3 > income Statement > operating Expenses
592443000
Quarters > 3 > income Statement > operating Income
-655719000
Quarters > 3 > income Statement > interest Expense
26105000
Quarters > 3 > income Statement > pretax Income
-596707000
Quarters > 3 > income Statement > net Income
-614247000
Quarters > 3 > income Statement > eps
-0.0001545067887524556
Quarters > 3 > income Statement > dividends Per Share
-
Quarters > 3 > income Statement > shares Outstanding
3975534052320
Quarters > 3 > income Statement > income Tax Expense
500000
Quarters > 3 > income Statement > EBITDA
-720042000
Quarters > 3 > income Statement > operating Margin
-309.8494979326639
Quarters > 3 > income Statement > total Other Income Expense Net
59012000
Quarters > 3 > income Statement > currency_symbol
-
Quarters > 3 > balance Sheet > cash
8085000
Quarters > 3 > balance Sheet > short Term Investments
2032000
Quarters > 3 > balance Sheet > receivables
36276000
Quarters > 3 > balance Sheet > inventories
-
Quarters > 3 > balance Sheet > total Current Assets
67643000
Quarters > 3 > balance Sheet > property Plant Equipment
953000
Quarters > 3 > balance Sheet > total Assets
782836000
Quarters > 3 > balance Sheet > payables
36972000
Quarters > 3 > balance Sheet > short Term Debt
1100052000
Quarters > 3 > balance Sheet > long Term Debt
-
Quarters > 3 > balance Sheet > total Liabilities
1339409000
Quarters > 3 > balance Sheet > equity
-556573000
Quarters > 3 > balance Sheet > currency_symbol
CNY
Quarters > 3 > cash Flow > net Income
-614247000
Quarters > 3 > cash Flow > depreciation
261000
Quarters > 3 > cash Flow > change In Working Capital
1507000
Quarters > 3 > cash Flow > cash From Operations
-7682000
Quarters > 3 > cash Flow > capital Expenditures
0
Quarters > 3 > cash Flow > cash From Investing
105000
Quarters > 3 > cash Flow > cash From Financing
6788000
Quarters > 3 > cash Flow > net Change In Cash
11984000
Quarters > 3 > cash Flow > currency_symbol
-
Quarters > 3 > ratios > PE
-0.0001545067887524556
Quarters > 3 > ratios > PB
-6164.305288169135
Quarters > 3 > ratios > ROE
110.36234240611745
Quarters > 3 > ratios > ROA
-78.46432713876214
Quarters > 3 > ratios > FCF
-7682000
Quarters > 3 > ratios > Piotroski FScore
1
Quarters > 3 > ratios > fcf Percent
-0.036300059066745424
Quarters > 3 > health Score
31
Annuals > 0 > quarter
2024-09-30
Annuals > 0 > income Statement > revenue
288369000
Annuals > 0 > income Statement > cost Of Revenue
274901000
Annuals > 0 > income Statement > gross Profit
13468000
Annuals > 0 > income Statement > operating Expenses
602292000
Annuals > 0 > income Statement > operating Income
-588824000
Annuals > 0 > income Statement > interest Expense
26105000
Annuals > 0 > income Statement > pretax Income
-612618000
Annuals > 0 > income Statement > net Income
-226821000
Annuals > 0 > income Statement > eps
-0.00021594384921468015
Annuals > 0 > income Statement > dividends Per Share
-
Annuals > 0 > income Statement > shares Outstanding
1050370273684
Annuals > 0 > income Statement > income Tax Expense
548000
Annuals > 0 > income Statement > EBITDA
-586252000
Annuals > 0 > income Statement > operating Margin
-204.1911578567738
Annuals > 0 > income Statement > total Other Income Expense Net
-23794000
Annuals > 0 > income Statement > currency_symbol
CNY
Annuals > 0 > balance Sheet > cash
8085000
Annuals > 0 > balance Sheet > short Term Investments
2032000
Annuals > 0 > balance Sheet > receivables
36276000
Annuals > 0 > balance Sheet > inventories
-
Annuals > 0 > balance Sheet > total Current Assets
67643000
Annuals > 0 > balance Sheet > property Plant Equipment
953000
Annuals > 0 > balance Sheet > total Assets
782836000
Annuals > 0 > balance Sheet > payables
36972000
Annuals > 0 > balance Sheet > short Term Debt
1100052000
Annuals > 0 > balance Sheet > long Term Debt
-
Annuals > 0 > balance Sheet > total Liabilities
1339409000
Annuals > 0 > balance Sheet > equity
-556573000
Annuals > 0 > balance Sheet > currency_symbol
CNY
Annuals > 0 > cash Flow > net Income
-226821000
Annuals > 0 > cash Flow > depreciation
261000
Annuals > 0 > cash Flow > change In Working Capital
1507000
Annuals > 0 > cash Flow > cash From Operations
-9770000
Annuals > 0 > cash Flow > capital Expenditures
0
Annuals > 0 > cash Flow > cash From Investing
10174000
Annuals > 0 > cash Flow > cash From Financing
8669000
Annuals > 0 > cash Flow > net Change In Cash
11984000
Annuals > 0 > cash Flow > currency_symbol
CNY
Annuals > 0 > ratios > PE
-0.00021594384921468015
Annuals > 0 > ratios > PB
-1628.6624507284614
Annuals > 0 > ratios > ROE
40.753144690813244
Annuals > 0 > ratios > ROA
-28.974267918184655
Annuals > 0 > ratios > FCF
-9770000
Annuals > 0 > ratios > Piotroski FScore
1
Annuals > 0 > ratios > fcf Percent
-0.03388020210216771
Annuals > 0 > health Score
31
Annuals > 1 > quarter
2023-09-30
Annuals > 1 > income Statement > revenue
0
Annuals > 1 > income Statement > cost Of Revenue
0
Annuals > 1 > income Statement > gross Profit
0
Annuals > 1 > income Statement > operating Expenses
25732000
Annuals > 1 > income Statement > operating Income
-25732000
Annuals > 1 > income Statement > interest Expense
1567000
Annuals > 1 > income Statement > pretax Income
-27299000
Annuals > 1 > income Statement > net Income
-71313000
Annuals > 1 > income Statement > eps
-0.0005084572895666075
Annuals > 1 > income Statement > dividends Per Share
-
Annuals > 1 > income Statement > shares Outstanding
140253668230
Annuals > 1 > income Statement > income Tax Expense
3643810
Annuals > 1 > income Statement > EBITDA
1667000
Annuals > 1 > income Statement > operating Margin
-
Annuals > 1 > income Statement > total Other Income Expense Net
-1567000
Annuals > 1 > income Statement > currency_symbol
CNY
Annuals > 1 > balance Sheet > cash
286000
Annuals > 1 > balance Sheet > short Term Investments
74000
Annuals > 1 > balance Sheet > receivables
0
Annuals > 1 > balance Sheet > inventories
-
Annuals > 1 > balance Sheet > total Current Assets
85653000
Annuals > 1 > balance Sheet > property Plant Equipment
0
Annuals > 1 > balance Sheet > total Assets
85653000
Annuals > 1 > balance Sheet > payables
182000
Annuals > 1 > balance Sheet > short Term Debt
44432000
Annuals > 1 > balance Sheet > long Term Debt
-
Annuals > 1 > balance Sheet > total Liabilities
729077000
Annuals > 1 > balance Sheet > equity
-643424000
Annuals > 1 > balance Sheet > currency_symbol
CNY
Annuals > 1 > cash Flow > net Income
-71313000
Annuals > 1 > cash Flow > depreciation
0
Annuals > 1 > cash Flow > change In Working Capital
-1858000
Annuals > 1 > cash Flow > cash From Operations
-39867000
Annuals > 1 > cash Flow > capital Expenditures
0
Annuals > 1 > cash Flow > cash From Investing
-
Annuals > 1 > cash Flow > cash From Financing
37887000
Annuals > 1 > cash Flow > net Change In Cash
-1777000
Annuals > 1 > cash Flow > currency_symbol
CNY
Annuals > 1 > ratios > PE
-0.0005084572895666075
Annuals > 1 > ratios > PB
-188.1168804435178
Annuals > 1 > ratios > ROE
11.083360272541901
Annuals > 1 > ratios > ROA
-83.25802949108613
Annuals > 1 > ratios > FCF
-39867000
Annuals > 1 > ratios > Piotroski FScore
0
Annuals > 1 > ratios > fcf Percent
-
Annuals > 1 > health Score
23
Annuals > 2 > quarter
2022-09-30
Annuals > 2 > income Statement > revenue
652333000
Annuals > 2 > income Statement > cost Of Revenue
711003000
Annuals > 2 > income Statement > gross Profit
-58670000
Annuals > 2 > income Statement > operating Expenses
-681648000
Annuals > 2 > income Statement > operating Income
-29355000
Annuals > 2 > income Statement > interest Expense
42045000
Annuals > 2 > income Statement > pretax Income
-495086000
Annuals > 2 > income Statement > net Income
820023000
Annuals > 2 > income Statement > eps
0.015987308839427953
Annuals > 2 > income Statement > dividends Per Share
-
Annuals > 2 > income Statement > shares Outstanding
51292122285
Annuals > 2 > income Statement > income Tax Expense
-4479520
Annuals > 2 > income Statement > EBITDA
-1956000
Annuals > 2 > income Statement > operating Margin
-4.500002299439091
Annuals > 2 > income Statement > total Other Income Expense Net
-465731000
Annuals > 2 > income Statement > currency_symbol
CNY
Annuals > 2 > balance Sheet > cash
563000
Annuals > 2 > balance Sheet > short Term Investments
-
Annuals > 2 > balance Sheet > receivables
36852000
Annuals > 2 > balance Sheet > inventories
34308000
Annuals > 2 > balance Sheet > total Current Assets
71160000
Annuals > 2 > balance Sheet > property Plant Equipment
500000
Annuals > 2 > balance Sheet > total Assets
95540000
Annuals > 2 > balance Sheet > payables
-160410833
Annuals > 2 > balance Sheet > short Term Debt
6544000
Annuals > 2 > balance Sheet > long Term Debt
-
Annuals > 2 > balance Sheet > total Liabilities
668402000
Annuals > 2 > balance Sheet > equity
-572862000
Annuals > 2 > balance Sheet > currency_symbol
CNY
Annuals > 2 > cash Flow > net Income
-495086000
Annuals > 2 > cash Flow > depreciation
27399000
Annuals > 2 > cash Flow > change In Working Capital
53311000
Annuals > 2 > cash Flow > cash From Operations
-39589000
Annuals > 2 > cash Flow > capital Expenditures
0
Annuals > 2 > cash Flow > cash From Investing
-11468000
Annuals > 2 > cash Flow > cash From Financing
29309000
Annuals > 2 > cash Flow > net Change In Cash
-16374000
Annuals > 2 > cash Flow > currency_symbol
CNY
Annuals > 2 > ratios > PE
0.015987308839427953
Annuals > 2 > ratios > PB
-77.27009564599327
Annuals > 2 > ratios > ROE
-143.1449459032018
Annuals > 2 > ratios > ROA
858.3033284488172
Annuals > 2 > ratios > FCF
-39589000
Annuals > 2 > ratios > Piotroski FScore
1
Annuals > 2 > ratios > fcf Percent
-0.06068832942684181
Annuals > 2 > health Score
39
Annuals > 3 > quarter
2021-09-30
Annuals > 3 > income Statement > revenue
1036206000
Annuals > 3 > income Statement > cost Of Revenue
949654000
Annuals > 3 > income Statement > gross Profit
86552000
Annuals > 3 > income Statement > operating Expenses
-922311000
Annuals > 3 > income Statement > operating Income
-27343000
Annuals > 3 > income Statement > interest Expense
103229000
Annuals > 3 > income Statement > pretax Income
-130572000
Annuals > 3 > income Statement > net Income
-569174000
Annuals > 3 > income Statement > eps
-0.0691002300795557
Annuals > 3 > income Statement > dividends Per Share
-
Annuals > 3 > income Statement > shares Outstanding
8236933500
Annuals > 3 > income Statement > income Tax Expense
-13973030
Annuals > 3 > income Statement > EBITDA
51916000
Annuals > 3 > income Statement > operating Margin
-2.6387610185619463
Annuals > 3 > income Statement > total Other Income Expense Net
-103229000
Annuals > 3 > income Statement > currency_symbol
CNY
Annuals > 3 > balance Sheet > cash
16317000
Annuals > 3 > balance Sheet > short Term Investments
-
Annuals > 3 > balance Sheet > receivables
124197000
Annuals > 3 > balance Sheet > inventories
-
Annuals > 3 > balance Sheet > total Current Assets
176670000
Annuals > 3 > balance Sheet > property Plant Equipment
38940000
Annuals > 3 > balance Sheet > total Assets
377630000
Annuals > 3 > balance Sheet > payables
320269000
Annuals > 3 > balance Sheet > short Term Debt
576799000
Annuals > 3 > balance Sheet > long Term Debt
514911000
Annuals > 3 > balance Sheet > total Liabilities
2862536000
Annuals > 3 > balance Sheet > equity
-2494506000
Annuals > 3 > balance Sheet > currency_symbol
CNY
Annuals > 3 > cash Flow > net Income
-130572000
Annuals > 3 > cash Flow > depreciation
79259000
Annuals > 3 > cash Flow > change In Working Capital
-48624000
Annuals > 3 > cash Flow > cash From Operations
-109661000
Annuals > 3 > cash Flow > capital Expenditures
2000
Annuals > 3 > cash Flow > cash From Investing
-6486000
Annuals > 3 > cash Flow > cash From Financing
101601000
Annuals > 3 > cash Flow > net Change In Cash
-12514000
Annuals > 3 > cash Flow > currency_symbol
CNY
Annuals > 3 > ratios > PE
-0.0691002300795557
Annuals > 3 > ratios > PB
-2.8496518390815653
Annuals > 3 > ratios > ROE
22.81710286525669
Annuals > 3 > ratios > ROA
-150.72266504250192
Annuals > 3 > ratios > FCF
-109663000
Annuals > 3 > ratios > Piotroski FScore
0
Annuals > 3 > ratios > fcf Percent
-0.10583127293221618
Annuals > 3 > health Score
30
Valuation > metrics > PE
0.0093
Valuation > metrics > PB
-3.033851433068973e-7
Valuation > final Score
70
Valuation > verdict
99.9% Undervalued
Profitability > metrics > ROE
27.897855398059164
Profitability > metrics > ROA
-756.6621262532658
Profitability > metrics > Net Margin
-3.857760068307955
Profitability > final Score
40
Profitability > verdict
Weak
Risk > metrics > Interest Coverage
-0.9919066021283197
Risk > final Score
26
Risk > verdict
High
Liquidity > metrics > Current Ratio
0.040309202537923486
Liquidity > metrics > Quick Ratio
0.040309202537923486
Liquidity > final Score
12
Liquidity > verdict
Weak
Prev Valuations > 0
50
Prev Valuations > 1
50
Prev Valuations > 2
50
Prev Profitabilities > 0
40
Prev Profitabilities > 1
40
Prev Profitabilities > 2
40
Prev Risks > 0
-116
Prev Risks > 1
26
Prev Risks > 2
-70
Prev Liquidities > 0
12
Prev Liquidities > 1
12
Prev Liquidities > 2
13
Updated At
2026-01-20T22:50:36.852Z
Earnings History > 0 > period
2025-06-30
Earnings History > 0 > report Date
2025-09-03
Earnings History > 0 > date
2025-06-30
Earnings History > 0 > before After Market
-
Earnings History > 0 > currency
-
Earnings History > 0 > eps Actual
-660.35
Earnings History > 0 > eps Estimate
0
Earnings History > 0 > eps Difference
-660.35
Earnings History > 0 > surprise Percent
-
Earnings History > 1 > period
2024-06-30
Earnings History > 1 > report Date
2024-08-21
Earnings History > 1 > date
2024-06-30
Earnings History > 1 > before After Market
-
Earnings History > 1 > currency
-
Earnings History > 1 > eps Actual
-1.35
Earnings History > 1 > eps Estimate
0
Earnings History > 1 > eps Difference
-1.35
Earnings History > 1 > surprise Percent
-
Earnings History > 2 > period
2023-12-31
Earnings History > 2 > report Date
2024-02-28
Earnings History > 2 > date
2023-12-31
Earnings History > 2 > before After Market
-
Earnings History > 2 > currency
-
Earnings History > 2 > eps Actual
0
Earnings History > 2 > eps Estimate
0
Earnings History > 2 > eps Difference
0
Earnings History > 2 > surprise Percent
-
Earnings History > 3 > period
2023-09-30
Earnings History > 3 > report Date
2023-10-04
Earnings History > 3 > date
2023-09-30
Earnings History > 3 > before After Market
-
Earnings History > 3 > currency
-
Earnings History > 3 > eps Actual
0
Earnings History > 3 > eps Estimate
0
Earnings History > 3 > eps Difference
0
Earnings History > 3 > surprise Percent
-
Earnings History > 4 > period
2023-06-30
Earnings History > 4 > report Date
2023-08-30
Earnings History > 4 > date
2023-06-30
Earnings History > 4 > before After Market
-
Earnings History > 4 > currency
-
Earnings History > 4 > eps Actual
0
Earnings History > 4 > eps Estimate
0
Earnings History > 4 > eps Difference
0
Earnings History > 4 > surprise Percent
-
Earnings History > 5 > period
2022-12-31
Earnings History > 5 > report Date
2023-01-09
Earnings History > 5 > date
2022-12-31
Earnings History > 5 > before After Market
-
Earnings History > 5 > currency
-
Earnings History > 5 > eps Actual
0
Earnings History > 5 > eps Estimate
0
Earnings History > 5 > eps Difference
0
Earnings History > 5 > surprise Percent
-
Earnings History > 6 > period
2022-09-30
Earnings History > 6 > report Date
2022-10-05
Earnings History > 6 > date
2022-09-30
Earnings History > 6 > before After Market
-
Earnings History > 6 > currency
-
Earnings History > 6 > eps Actual
0
Earnings History > 6 > eps Estimate
0
Earnings History > 6 > eps Difference
0
Earnings History > 6 > surprise Percent
-
Earnings History > 7 > period
2022-06-30
Earnings History > 7 > report Date
2022-08-31
Earnings History > 7 > date
2022-06-30
Earnings History > 7 > before After Market
-
Earnings History > 7 > currency
-
Earnings History > 7 > eps Actual
0
Earnings History > 7 > eps Estimate
0
Earnings History > 7 > eps Difference
0
Earnings History > 7 > surprise Percent
-
Earnings History > 8 > period
2021-12-31
Earnings History > 8 > report Date
2022-01-10
Earnings History > 8 > date
2021-12-31
Earnings History > 8 > before After Market
-
Earnings History > 8 > currency
-
Earnings History > 8 > eps Actual
0
Earnings History > 8 > eps Estimate
-0.53
Earnings History > 8 > eps Difference
0.53
Earnings History > 8 > surprise Percent
100
Earnings History > 9 > period
2021-09-30
Earnings History > 9 > report Date
2021-10-06
Earnings History > 9 > date
2021-09-30
Earnings History > 9 > before After Market
-
Earnings History > 9 > currency
-
Earnings History > 9 > eps Actual
0
Earnings History > 9 > eps Estimate
-2.48
Earnings History > 9 > eps Difference
2.48
Earnings History > 9 > surprise Percent
100
Earnings History > 10 > period
2021-06-30
Earnings History > 10 > report Date
2021-09-01
Earnings History > 10 > date
2021-06-30
Earnings History > 10 > before After Market
-
Earnings History > 10 > currency
-
Earnings History > 10 > eps Actual
0
Earnings History > 10 > eps Estimate
-2.22
Earnings History > 10 > eps Difference
2.22
Earnings History > 10 > surprise Percent
100
Earnings History > 11 > period
2020-12-31
Earnings History > 11 > report Date
2021-01-11
Earnings History > 11 > date
2020-12-31
Earnings History > 11 > before After Market
-
Earnings History > 11 > currency
-
Earnings History > 11 > eps Actual
0
Earnings History > 11 > eps Estimate
0
Earnings History > 11 > eps Difference
0
Earnings History > 11 > surprise Percent
-
Earnings History > 12 > period
2020-09-30
Earnings History > 12 > report Date
2020-09-30
Earnings History > 12 > date
2020-09-30
Earnings History > 12 > before After Market
-
Earnings History > 12 > currency
-
Earnings History > 12 > eps Actual
-
Earnings History > 12 > eps Estimate
-184000
Earnings History > 12 > eps Difference
0
Earnings History > 12 > surprise Percent
-
Earnings History > 13 > period
2020-06-30
Earnings History > 13 > report Date
2020-09-02
Earnings History > 13 > date
2020-06-30
Earnings History > 13 > before After Market
-
Earnings History > 13 > currency
-
Earnings History > 13 > eps Actual
0
Earnings History > 13 > eps Estimate
0
Earnings History > 13 > eps Difference
0
Earnings History > 13 > surprise Percent
-
Earnings History > 14 > period
2020-03-31
Earnings History > 14 > report Date
2020-03-31
Earnings History > 14 > date
2020-03-31
Earnings History > 14 > before After Market
-
Earnings History > 14 > currency
-
Earnings History > 14 > eps Actual
-
Earnings History > 14 > eps Estimate
-256800
Earnings History > 14 > eps Difference
0
Earnings History > 14 > surprise Percent
-
Earnings History > 15 > period
2019-12-31
Earnings History > 15 > report Date
2020-01-06
Earnings History > 15 > date
2019-12-31
Earnings History > 15 > before After Market
BeforeMarket
Earnings History > 15 > currency
CNY
Earnings History > 15 > eps Actual
-268000
Earnings History > 15 > eps Estimate
-301600
Earnings History > 15 > eps Difference
33600
Earnings History > 15 > surprise Percent
11.1406
Earnings History > 16 > period
2019-09-30
Earnings History > 16 > report Date
2019-09-30
Earnings History > 16 > date
2019-09-30
Earnings History > 16 > before After Market
-
Earnings History > 16 > currency
CNY
Earnings History > 16 > eps Actual
-12
Earnings History > 16 > eps Estimate
-18.85
Earnings History > 16 > eps Difference
6.85
Earnings History > 16 > surprise Percent
36.3395
XChange TEC.INC, together with its subsidiaries, engages in the insurance agency and insurance technology businesses primarily to individual end consumers in the People's Republic of China. The company provides a various insurance products underwritten by insurance companies, including industry state-owned property and casualty insurance companies, as well as certain regional property and casualty insurance companies. It offers automobile, life, health, group accident, and other property related insurance products. In addition, the company operates a SaaS platform to offers comprehensive services to offline and online customers. It sells insurance primarily through a network of external referral sources that include external registered sales representatives, distribution channel partners, and through its in-house sales force. The company was formerly known as FLJ Group Limited and changed its name to XChange TEC.INC in May 2024. XChange TEC.INC was founded in 2007 and is based in Shanghai, the People's Republic of China.
Stock Price
$0.00
increase compared to yesterday.
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Frequency:
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(Last Updated 2025-06-30)
Health Score
Price to Earnings Ratio (P/E)
-
Very High
Low ≥ 50
High ≤ 10
Price to Book Ratio (P/B)
-
Very Low
Low ≤ 1
High ≥ 3
Return on Equity (ROE)
-
Very High
Low ≤ 5%
High ≥ 25%
Return on Assets (ROA)
-
Very Low
Low ≤ 2%
High ≥ 10%
Free Cash Flow - Revenue % (FCF)
-
Very Low
Low ≤ 5%
High ≥ 15%
* Institutions hold a combined 0.00% of the total shares of XChange TEC.INC
* Investors data is estimated based on stocks listed on Finnton that are currently held by Institution/Fund.
Date
—
EPS Estimate
—
Date
2025-06-30
EPS Actual
-660.35
EPS Estimate
0
EPS Difference
-660.35
Surprise Percent
0%
(Last Updated 2025-06-30)
(Last Updated 2025-06-30)
Revenue
$ 0
Cost Of Revenue
$ 0
Gross Profit
$ 0
Operating Expenses
$ 0
Operating Income
$ 0
Interest Expense
$ 0
Pretax Income
$ 0
Net Income
$ 0
Income Tax Expense
$ 0
EBITDA
$ 0
Total Other Income Expense Net
$ 0
Earnings Per Share
0
Dividends Per Share
0
Shares Outstanding
0
Operating Margin
0%
(Last Updated 2025-06-30)
Cash
$ 0
Short Term Investments
$ 0
Receivables
$ 0
Inventories
$ 0
Total Current Assets
$ 0
Property Plant Equipment
$ 0
Total Assets
$ 0
Payables
$ 0
Short Term Debt
$ 0
Long Term Debt
$ 0
Total Liabilities
$ 0
Equity
$ 0
(Last Updated 2025-06-30)
Net Income
$ 0
Depreciation
$ 0
Change In Working Capital
$ 0
Cash From Operations
$ 0
Capital Expenditures
$ 0
Cash From Investing
$ 0
Cash From Financing
$ 0
Net Change In Cash
$ 0
Disclaimer: Finnton is a stock screener tool provided for informational and educational purposes only. The data, analysis, and insights offered on this website do not constitute financial, investment, tax, or legal advice. Users are solely responsible for their own investment decisions, and Finnton makes no guarantees regarding the accuracy, completeness, or reliability of the information provided. Past performance is not indicative of future results. Always conduct your own research and consult with a licensed financial advisor before making any investment decisions.